Fintech is reshaping financial access in emerging markets — especially across Africa — by building systems designed for local realities rather than copying Western models.

It tackles key hurdles like limited rural infrastructure, low digital literacy, fragmented identities and cash dependency, all within a shifting regulatory landscape. Innovations such as mobile money, AI-driven microlending, agent banking, blockchain-based IDs and embedded finance are bringing millions into the formal economy.

The result is stronger economic empowerment, improved financial resilience and a dynamic local innovation ecosystem. This article digs into these trends and the steps needed — on regulation, cybersecurity and digital education — to keep the momentum going.

“The real power of fintech isn’t in enriching the wealthy; it’s in empowering the unbanked. In emerging markets, fintech is a gateway to a more inclusive global economy.”

Read Article: How fintech is revolutionizing banking in emerging markets | bobsguide